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FREQUENTLY ASKED QUESTIONS

What is the Homewise Home For Life Plan?

The Homewise Home For Life Plan is an exclusive opportunity which enables you to reduce the price of your next home. 

You choose the property, we negotiate and purchase the property at its full price, then sell it back to you at a reduced price on a Home For Life Plan. 

The property is yours to enjoy for your lifetime until you pass away or enter into long term care.  At this point the property will revert back to the company and any proceeds due to you and your estate will be paid.

I want to leave an inheritance to my estate.  Is this still possible?

Yes.  You have the option to retain up to half of the value of your chosen property.  Upon your demise your home will be sold and your estate will receive the agreed proportion of the net sale proceeds.

Are there any monthly payments to make?

No.  There are no hidden payments.  The Home For Life Plan is not loan based, therefore, there is no interest or rent to pay.

If I die what happens to my partner?

The surviving partner, included in the Home For Life Plan, is guaranteed to remain in the home for their lifetime.

Once I have purchased a Home For Life Plan is it possible to move?

Yes.  We understand your lifestyle needs may change at a later stage and we guarantee your ability to move home.  You will be responsible for the costs involved.

How can I trust that the Home For Life Plan will enable me to remain in the property for my lifetime?

The Home For Life Plan is a legal transaction which is registered at Land Registry.  Your interest in the property is fully noted just as it would be in a conventional property purchase.  All of our clients must have the advice of an independent solicitor who will fully advise you on the details of the Home For Life Plan.

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With nearly 35 years experience providing retirement, financial and property solutions.
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Homewise Retirement, Financial & Property solutions
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